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Experienced Denton Bankruptcy Lawyers

North Texas Bankruptcy attorneys assist clients with debt relief

Overwhelming debt is more than a financial problem: it’s a crisis that affects your well-being and that of your family. Life is stressful enough without having to deal with aggressive creditors who demand payment terms that you just can’t meet. If you constantly struggle to pay your bills and meet other financial obligations on time, it’s time to seek a fresh financial start. For many individuals and businesses, bankruptcy is the right option. Our North Texas law firm, Hayes, Berry, White & Vanzant, LLP, has helped numerous people and businesses navigate the Chapter 7 bankruptcy process since 1985. These clients were able to regain their financial footing by discharging their nonexempt debts. We can accomplish the same for you.

Skillful Denton County attorneys guide people and businesses through Chapter 7 bankruptcy

Also known as liquidation, Chapter 7 bankruptcy involves an appointed trustee who collects and sells a debtor’s nonexempt assets and distributes the proceeds to creditors. Whether you’re looking to file for personal bankruptcy or are seeking business bankruptcy protection from your business debts, our attorneys will guide you through each aspect of your case, which includes:

  • Automatic stay — When you file for bankruptcy, collection efforts and any related contacts from creditors must stop. This includes punitive actions, such as the cutoff of utility services, arising from missed payments.
  • Creditors’ meeting — Our firm represents clients during a meeting convened by the trustee where creditors discuss the various claims they have against your assets.
  • Exemptions — Certain types of debts, such as taxes, back child support and student-loan obligations, usually cannot be discharged through bankruptcy. We’ll give you a thorough assessment of how you can expect your assets to be treated and the types of personal property that you can keep through liquidation.
  • Liquidation and debt discharge — Unlike others types of bankruptcy, Chapter 7 does not require you to come up with a repayment schedule or compensate your creditors beyond what the bankruptcy court orders. However, you could lose some property to help meet some of your obligations. Once this process is complete, all of your nonexempt debts will be discharged and you can start to restore your credit.

It’s important to remember that bankruptcy is not a punishment, but a legal tool designed for individuals and businesses who need assistance with unmanageable debt obligations.

Contact a diligent North Texas bankruptcy lawyer to schedule an appointment

Hayes, Berry, White & Vanzant, LLP handles bankruptcy matters for North Texas individual and business clients. Call us at 940-230-2386 or contact us online to schedule a meeting at one of our locations in Denton, Flower Mound, Gainesville and Celina.

  • "Absolute best in the business hands down! Don White is absolutely amazing wouldn’t ever consider using anyone else, we highly recommend this firm!" - Alyssa McKissaack

  • "The best! Richard has been my family’s attorney for 35 years. Integrity best describes Richard Hayes." - John Grafa

  • "From my first meeting with Mr. Berry and his staff, I was immediately relieved. The bankruptcy process was explained to me simply and objectively and I was made to feel at ease through the entire ordeal. I was especially impressed by his helpful and knowledgeable assistant, Jackie Cox. I would hope to be able to retain Byron Berry for any future needs." - Anonymous

  • "Great Firm with Great Lawyers! It was a great pleasure working with William and his team." - Collin R. Geis

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