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No Business Interruption Coverage for COVID-19 Losses, Judge Rules

A federal judge in San Antonio has ruled that several small businesses seeking business interruption coverage for losses sustained due to the coronavirus economic shutdown do not have valid claims. The claims were from barbershops which, because they were classified as non-essential, had to close their doors in March 2020 when state and local authorities Read More

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Texas Residential Real Estate Market Still Strong Despite Pandemic

The housing market is a bright spot nationally in an economy ravaged by the coronavirus, and North Texas is no exception. A housing report released in mid-September 2020 shows the area’s August home sales rose 11 percent from the previous year. More than 12,000 single-family homes were sold for the month, the most ever sold Read More

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Common Title Problems in a Real Estate Transaction

In any real estate transaction, one of the key steps toward closing is the title search. Its purpose is to make sure the seller owns the property and also to discover any problems or competing interests that might encumber the seller’s right to sell. Title defects, whether due to third-party claims, flawed records or fraudulent Read More

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Law Stops Texas Municipalities from Banning Certain Building Materials

In 2019, the Texas Legislature passed House Bill 2439, a state law prohibiting local municipalities from passing ordinances preventing the use of certain types of building materials. By expanding the range of what can be used during construction projects, the law is intended to save Texas builders and consumers money on construction costs. For the Read More

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Court Rules Old Friendship Does Not Equal a Fiduciary Relationship

A fiduciary is a person who holds a legal or ethical relationship of trust with one or more other parties. The fiduciary must place the interests of the other above his or her own. This type of relationship can exist between a trustee and a beneficiary, a financial adviser and a client and other contexts Read More

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How Lien Stripping Works in Chapter 13 Bankruptcy

If you are like most homeowners, you purchased your house with a mortgage, which is a lien on the property that the lender can use to enforce payment of the loan. This first mortgage takes priority over any subsequent liens, such as those used to secure home equity loans or lines of credit. However, if Read More

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Why a Buy-Sell Agreement is Essential for a Small Business

Whether you’re starting a new business or are fully engaged in running one, it’s vital to plan ahead for what happens to the enterprise when you or one of your co-owners retires, becomes disabled or passes away. Creating an agreement that provides for such contingencies can help you ensure a smooth transition that avoids business Read More

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How Is Community Property Transferred When a Spouse Dies?

In community property states like Texas, most property acquired by either spouse during a marriage is by law jointly owned by both of them. Upon divorce, the community property is evenly split. But what happens when a husband or wife dies while the marriage is in effect? Does the surviving spouse get everything or do Read More

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What Must You Disclose When Selling a Home in Texas?

Whether you’re selling the home you’ve lived in for years or flipping the fixer-upper you’ve refurbished, you’ll need to make a series of disclosures to the prospective buyer before any deal can be finalized. Texas law requires home sellers to inform buyers of material defects in the property that may affect its value. Usually, these Read More

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What Are the Advantages of an LLC Under the Texas Business Organizations Code?

Entrepreneurs forming a business must decide which type of organizational structure best suits them. There are several types of business entities recognized under Texas law, among them partnerships and corporations. A third type — the limited liability company, or LLC — combines elements of both, in that it is subject to lesser regulation than corporations Read More

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