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Bankruptcy Law
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Texas Tops Nation in Chapter 11 Filings, and Personal Bankruptcies Too May Rise

From mom-and-pop stores to some of the nation’s most storied brands, companies have had to shutter their doors and file for bankruptcy as the coronavirus pandemic drags on. Meanwhile, unemployment continues to hover near record levels, a phenomenon that many analysts believe will lead to increases in personal bankruptcies in the coming months. An ongoing Read More

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Pandemic’s Economic Effects Have Many Reviewing Bankruptcy Options

The COVID-19 pandemic has led to an onslaught of bankruptcies in Texas and all over the United States. The economic devastation of the pandemic has caused financial ruin to both large national brands and small Texas businesses in every sector of the economy. Struggling business owners who are considering bankruptcy should know what their options Read More

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How Lien Stripping Works in Chapter 13 Bankruptcy

If you are like most homeowners, you purchased your house with a mortgage, which is a lien on the property that the lender can use to enforce payment of the loan. This first mortgage takes priority over any subsequent liens, such as those used to secure home equity loans or lines of credit. However, if Read More

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How Texas Bankruptcy Exemptions Are Preferable to Those in Federal Law

Bankruptcy is a legal process that allows people and entities to be discharged from paying all or part of their debts to creditors. It’s a common fear that filing for bankruptcy will result in the loss of one’s hard-earned assets. While it is true that some property may have to be sold off, there are Read More

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Could the COVID-19 Pandemic Lead to the End of Medical Bankruptcy?

In the middle of an election year where healthcare is already a hotly debated issue, the COVID-19 pandemic has stirred further discussion about whether major changes are necessary. During the Democratic presidential primary, the concept of Medicare for All split the candidates. While the candidate who promoted that concept has since dropped out of the Read More

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Recovering From the Debtor Post-Judgement

So, you have a judgment, now what? Ideally, the prevailing party—the judgment creditor—will have vetted the judgment debtor’s assets before filing and during the suit. If so, the judgment creditor should have some idea of the debtor’s assets that could be used to satisfy the judgment. This knowledge will increase the likelihood of recovery, assist Read More

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Rights of a Common Law Spouse

Here is an actual fact situation I have come across. Dad gets a divorce after 30 years of marriage. This marriage now has two grown children, named Kids. In June, Dad runs off to Hawaii and has an unofficial “promise” ceremony with Lady, and they live in bliss for all of three months before he Read More

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Eight Common Legal Mistakes Business Owners Make

Nothing conveys the American Dream much more than owning your own business. To some, there’s nothing better than having the ability to call your own shots and be the head of a company or organization. However, it’s highly important to make sure you have all your ducks in a row from a legal standpoint to Read More

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Eight Essential Tips for Filing for Bankruptcy

Prepare for Your Financial Fresh Start Bankruptcy is oftentimes viewed to be the result of frivolous spending and being financially irresponsible. While this is sometimes the case, the truth of the matter is that filing for bankruptcy is simply a legal means of reorganizing or purging debts in order to bring about a fresh financial Read More

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Texas Legislature Updates Exemptions on Personal Property

By Byron R. Berry On May 26, 2015, the Texas Legislature passed an amendment to the Texas Property Code that increases the amount of personal property that is exempt from garnishment, attachment, execution or other seizure. Previously set at $60,000 for a family, or $30,000 for an individual, the protection stopped debt collectors from seizing Read More

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