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Byron Berry
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Texas Tops Nation in Chapter 11 Filings, and Personal Bankruptcies Too May Rise

From mom-and-pop stores to some of the nation’s most storied brands, companies have had to shutter their doors and file for bankruptcy as the coronavirus pandemic drags on. Meanwhile, unemployment continues to hover near record levels, a phenomenon that many analysts believe will lead to increases in personal bankruptcies in the coming months. An ongoing Read More

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How Transfer-on-Death Deeds Can Help Avoid Probate

A significant goal of estate planning for many people is avoiding probate, the court process by which a will is proved and its provisions are carried out. The proceeding can be lengthy, expensive and complicated, especially for large estates with multiple creditors and contentious heirs. Among the ways to get around probate is to use Read More

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Creating and Maintaining an Estate Plan Is Important for Everyone

Thinking about one’s own mortality can be uncomfortable, and people often hesitate to draft instructions regarding what should happen to their property after they die. However, the COVID-19 pandemic highlights how important it is to draft enforceable wills, trusts and power of attorney documents in order to safeguard the people they love. In response to Read More

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Pandemic’s Economic Effects Have Many Reviewing Bankruptcy Options

The COVID-19 pandemic has led to an onslaught of bankruptcies in Texas and all over the United States. The economic devastation of the pandemic has caused financial ruin to both large national brands and small Texas businesses in every sector of the economy. Struggling business owners who are considering bankruptcy should know what their options Read More

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Charitable Gift Annuities and Your Estate Plan

Charitable gift annuities are a way to make donations to a nonprofit university, hospital or other charitable institution while receiving income and tax benefits in return. Donors (known as annuitants) can take a charitable deduction on their income taxes in the year the gift is made. In addition, they receive a long-term income stream. For Read More

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Is a Will Essential to Estate Planning in Texas?

While there is no legal requirement in Texas to have a will, it is highly advisable for an individual to draft one as part of planning an estate. A properly drawn will allows an individual to control the distribution of their assets following their death. A will can also be used to carry out other Read More

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How Texas Bankruptcy Exemptions Are Preferable to Those in Federal Law

Bankruptcy is a legal process that allows people and entities to be discharged from paying all or part of their debts to creditors. It’s a common fear that filing for bankruptcy will result in the loss of one’s hard-earned assets. While it is true that some property may have to be sold off, there are Read More

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Could the COVID-19 Pandemic Lead to the End of Medical Bankruptcy?

In the middle of an election year where healthcare is already a hotly debated issue, the COVID-19 pandemic has stirred further discussion about whether major changes are necessary. During the Democratic presidential primary, the concept of Medicare for All split the candidates. While the candidate who promoted that concept has since dropped out of the Read More

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Reverse Mortgages in Texas: An Overview

This article provides an explanation of reverse mortgages in Texas, how they work, and the eligibility requirements — it will also discuss the pros and cons of a reverse mortgage. Reverse Mortgages in Texas — An Explanation Many homeowners have accumulated equity in their home and consider encumbering their home with a reverse mortgage. A Read More

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Rights of a Common Law Spouse

Here is an actual fact situation I have come across. Dad gets a divorce after 30 years of marriage. This marriage now has two grown children, named Kids. In June, Dad runs off to Hawaii and has an unofficial “promise” ceremony with Lady, and they live in bliss for all of three months before he Read More

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